Thongs are the latest new design for women's panties. Thongs are panties designed to offer a totally smooth fit with no detectable panty lines. The no-show thong has become popular with women of all ages. Basically, the thong is a panty with full frontal coverage with a narrow piece of material for back coverage. The average thong ranges from an extremely low rise at 3-1/2" (great for hip hugging fashions) to the high waist thong at a 6" rise. Most range from the sizes of extra small to extra large. Some thongs have nothing more than a g-string for no back coverage. The g-string sometimes consists of lace, pearls, or sequins.Thongs are the latest new design for women's panties.Thongs are the latest new design for women's panties. Thongs are panties designed to offer a totally smooth fit with no detectable panty lines. The no-show thong has become popular with women of all ages. Basically, the thong is a panty with full frontal coverage with a narrow piece of material for back coverage. The average thong ranges from an extremely low rise at 3-1/2" (great for hip hugging fashions) to the high waist thong at a 6" rise. Most range from the sizes of extra small to extra large. Some thongs have nothing more than a g-string for no back coverage. The g-string sometimes consists of lace, pearls, or sequins. Thongs can be found in many different styles, including: extremely low rise, low rise, bikini, hi cut, and waist high. The thong's waistband can be either a string or a wide side panel. Some thongs have flower or butterfly appliques at the back waistband. Other thongs even have cute or sexy words embroidered on the front. Thongs come in different fabrics, including: 100% cotton, cotton and spandex blends, cotton and lycra blends, nylon and spandex microfiber, silk knits, mesh and lace. So, why choose to wear a thong? Many women love the comfortable fit of a thong and the smooth no show look it provides.
Did you find this article useful? For more useful tips and hints, points to ponder and keep in mind, techniques, and insights pertaining to Internet Business, do please browse for more ravi kushwah (Member): What Are URL Channels & How to Organize Them in Google Adsense? 9/19/2009 2:12 AM
How Much Money Can I Make With Google Adsense
How much do you want to make? How hard do you want to work? And how much time do you want to spend working the Google Adsense program? These are the questions you must ask yourself in order to answer that question.

Google Adsense is currently the best way for website designers and owners to generate money online with their websites. Costing nothing to setup, and being able to make money straight away is incredible! Your income will also depend on how much traffic you are generating to your websites pages. Google adsense shows you CTR (Click Through Rate) in your reports section. This shows you the amount of visitors or views compared with how many people click on the links. Play around with the placement of the ads on your site. Consider changing the colors and including them in your navigation system.

URL Channels allow you to view detailed information about the performance of your Adsense for Content pages.
Suppose you have a blog at onlineadvice.blogspot.com and you also have a blog at worldinfosites.com. It might be interesting and profitable to track which one is getting more clicks. Log in to your Adsense account and click on Adsense for Content. Scroll down until you see Channels and click on manages channels. You may need to scroll up when the next page loads. Under Manage URL Channels you would type onlineadvice.blogspot.com and click on Create New Channel. You will immediately see onlineadvice.blogspot.com in the Active URL Channels dialogue box Now type in worldinfosites.com in the same channel text box and again click on Create New Channel. You now have two channels and you will be able to track your progress on each channel. You can view channel reports from the Advanced Report page under the Reports tab. Choose Adsense for Content, choose the date range and then select the Channels Data radio button. Choose any number of active channels by holding down the CTRL key. Next click on Display Report. It’s as easy as that.

As with any other business, with the Google Adsense program, the sky is the limit. Work hard. Work smart. Have fun. A fter all, you’re the boss.

Google AdSense is surely one of the most important

Google AdSense is surely one of the most important services for numerous Internet users because it represents the main online source of
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money. As you surely know, AdSense allows users to earn money with ease by placing Google ads on their websites and every time a visitor clicks on the advert, a certain amount of money is transferred into the account. Because it is extremely important to keep track of the latest news concerning the product, Google developed several ways to communicate with the customers, such as blogs, help manuals, e-mail addresses or feedback forms. Google Groups is also one of the most important sources of information but users can receive answers from both members and Google employees.Personally, I manage to keep track of all these sources of AdSense information using another Google product, Reader. Google Reader allows users to configure feeds and websites to receive news directly into a web based interface, just like a downloadable RSS client. Today, Google's employees presented one more easy method to keep track of all the AdSense news using a simple and a single web interface: Google Calendar. If you subscribe to the AdSense Calendar, you are able to view all the events scheduled by the AdSense team as well as blog posts, news and latest information concerning the product."Have you subscribed to the AdSense Calendar yet? If not, you may find that it's a great way to keep track of things like Inside AdSense blogposts, upcoming site maintenance periods, and publisher events. We've also listed important payment dates each month, so you can remember to update your account before the 15th and quickly determine when to expect your next payment. The easiest way to subscribe is to add the AdSense Calendar to your own Google Calendar -- you'll then be able to see AdSense events alongside your personal events with a click of your mouse," Arlene Lee, AdSense Publisher Support, sustained.If you want to subscribe to the AdSense Calendar, here's what you must do: visit the official page of Google Calendar and log in. In the Calendar menu, placed in the left part of the screen, click on the search box and type "AdSense Calendar". The search engine should return you numerous results, but all you need to do is to click on the Add Calendar button placed near the first result.

Evidence that consumers are still holding off on

Evidence that consumers are still holding off on spending drove stocks sharply lower Friday, tempering enthusiasm from the day before over the economy's growth in the third quarter. Major stock indexes fell about 1.5 percent in midday trading, including the Dow Jones industrials, which tumbled about 150 points, giving back a chunk of the previous day's 200-point gain. Investors shed stocks after the Labor Department said personal spending fell 0.5 percent in September. Though the decline was in line with forecasts, it was the largest drop in nine months and followed a 1.3 percent jump in August fueled by the government's popular Cash for Clunkers car rebate program. A drop in the mood of consumers was also discouraging. The Reuters/University of Michigan consumer sentiment index fell to 70.6 in October from 73.5 in September. The reading was revised slightly higher from a preliminary estimate of 69.4 earlier this month, and was roughly in line with expectations. The market is paying close attention to indicators of consumer spending, which is still in a slump despite improvements in other parts of the economy such as manufacturing and housing. Spending by consumers makes up a major part of the U.S. economy. The day's news fanned fears that weak spending by consumers will continue to hold the economy back and put a damper on the market's excitement over a 3.5 percent jump in gross domestic product in the third quarter. The stronger-than-expected GDP growth came after four straight quarters of declines and was the most promising evidence yet that the longest recession since the 1930s has ended. Stocks soared following the report, giving the Dow its best one-day performance since July. But many economists worry that much of that growth came from government stimulus measures and that without a rebound in consumer spending the economic recovery won't be sustainable. The Labor Department also reported Friday that personal income, the fuel for future spending, was flat in September compared with the previous month, in line with expectations. A lack of income growth is due, in part, to ongoing high unemployment rates, also a major worry for the market. "Until we get to better employment numbers, it's hard to get real income growth and real spending ... and we're just not there yet," said Kurt Karl, chief US economist at Swiss Re. "Today is a reaction to a little bit of excess exuberance yesterday." The Dow fell 153.57, or 1.5 percent, to 9,809.01. The Standard & Poor's 500 index fell 17.86, or 1.7 percent, to 1,048.25, and the Nasdaq composite index lost 31.46, or 1.5 percent, to 2,066.09. Stocks have fallen for most of the past week on worries about the economy. A stronger dollar, which hurts commodities prices, has also weighed on the market. The dollar rose again Friday, sending commodity prices lower. On the New York Mercantile Exchange, gold prices slipped about $6 to $1,040 an ounce, while oil prices tumbled $1.52 to $78.35 a barrel. Bond prices rose as stocks fell. The yield on the benchmark 10-year Treasury note fell to 3.43 percent from 3.50 percent late Thursday. Friday marks the end of the fiscal year for many mutual funds, which could be adding to the selling pressure in the market. Fund managers looking to minimize taxes for shareholders often sell some of their investments as the fiscal year comes to a close. Analysts say trading is likely to remain volatile in the coming week amid a flood of major economic news, including the Institute of Supply Management's readings on the manufacturing and services industries, sales reports from major retailers and the Labor Department's October employment report -- arguably the month's most important piece of economic data. The Federal Reserve will also convene for a two-day policy meeting beginning Tuesday. Without stronger evidence that the labor market is improving and consumers are feeling more comfortable about spending, investors will have trouble extending the market's massive rally into a ninth month. Even with this week's declines, the S&P 500 index is up about 55 percent since hitting a 12-year low in early March. More than three stocks fell for every one that rose on the New York Stock Exchange, where volume came to 416.7 million shares, compared with 604.1 million at the same time a day earlier. In other trading, the Russell 2000 index of smaller companies Overseas, Japan's Nikkei stock average rose 1.5 percent. In afternoon trading, Britain's FTSE 100 fell 1.6 percent, Germany's DAX index dropped 2.8 percent, and France's CAC-40 declined 2.7 percent

The verbal efforts may not be driving current

Continued job creation may reignite bullish sentiment for the com-dollar helping erase recent losses. However, trade The Canadian dollar fell to its lowest level in nearly a month against the greenback as broader risk aversion and weak growth figures helped erase early October gains. Canadian GDP unexpectedly fell in August by 0.1% disappointing economists who were looking for growth of 0.1%. Oil and gas extraction and, to a lesser extent, manufacturing were the main sources of the decline. The Canadian economy is expected to feed off of the global recovery and government stimulus. Therefore, the surprise contraction will weigh on the outlook for future growth but the lagging indicator’s relevance could diminish if upcoming fundamental readings continue to point toward a sustainable recovery. However, what may be of more concern for currency traders are the central bank’s continued talk of intervention. The verbal efforts may not be driving current weakness but could limit bullish sentiment going forward. Bank of Canada Governor Carney repeated this week that policy makers have “options” to slow the “loonie’s” appreciation, if its strength makes hitting their inflation target of 2.0% prohibitive. Market participants shouldn’t expect any action over the near-term as the Governor would go on to say that "history has shown intervention in and of itself without backing policy moves...seldom is effective over the longer term." The central bank leader recommitted to keep the bank’s key interest rate at 0.25% through June 2010, unless inflation threatens their 2% target. Policy makers would point to greenback weakness as the culprit for the local dollar’s strength and continues to view the current trend as a negative for the Canadian economy. The U.S. is Canada’s main trading partner and demand for exports will continue to be impacted as the exchange rates grows in the “loonie’s” favor. This week’s economic calendar will present additional event risk and further insights into the Canadian economy. Just like the past week we will have to wait till the end of the period with the Ivey PMI on Thursday and the employment report on Friday. Manufacturing activity is forecasted to have slowed to 59.5 from 51.7 but remain in expansion territory for a fifth straight month. Meanwhile, economists are forecasting that the Canadian economy added another 10,000 jobs in October following the unexpected gain of 30,600 the month prior. The surprise job growth sparked a “loonie” rally that would send the USD/CAD to a fresh yearly low of rs must also take into consideration the U.S> NFP report in determining price direction. The USD/CAD found trendline resistance at 1.0836 which could set the pair up for a reversal to start the week. However, a break above the level exposes potential to 1.1100-9/2 high. -JR

Wal-Mart store, America’s retailers are preparing for another Black Friday

A year after an unruly crowd trampled a worker to death at a Wal-Mart store, America’s retailers are preparing for another Black Friday, the

blockbuster shopping day after Thanksgiving. Along with offering $300 laptops and $99 navigation devices, stores are planning new safety measures to make sure the festive day does not take another deadly turn. Last year, frenzied shoppers at a Wal-Mart in Valley Stream, NY, trampled Jdimytai Damour, a temporary store employee who died soon afterward. To prevent any repeat, Wal-Mart has sharply changed how it intends to manage the crowds. That new plan, developed by experts who have wrangled throngs at events like the Super Bowl and the Olympics, will affect how customers approach and enter the stores, shop, check out and exit. Each store will have its own customised plan. The hope is for an orderly Black Friday, a seemingly incongruous notion. The most significant change at Wal-Mart is that the majority of its discount stores (as opposed to its Supercenters) will open Thanksgiving morning at 6 am and stay open through Friday evening. Last year, those stores closed on Thanksgiving evening and reopened early Friday morning. By keeping the stores open for 24 hours, Wal-Mart is hoping for a steady flow of shoppers instead of mammoth crowds swelling outside its stores in the wee hours of Friday. In another new twist this year, shoppers at Wal-Mart will not have to sprint toward a pile of flat-screen televisions and scuffle with one another to get one. Rather, customers will be able to enter the store at any time and line up at merchandise displays for the must-have items on their lists. When the products go on sale Friday at 5 am, employees will supervise the lines, giving shoppers the merchandise in the order in which they joined the line—until the goods are out of stock. (Only a small percentage of stores will not be open 24 hours; most Wal-Mart Supercenters are already open 24 hours.) Another problem in the past was the bottleneck at store entrances. Like many big-box retailers, Wal-Mart does not have multiple entrances and exits to spread around customer traffic. So this year it will put workers in front of its stores to direct customers and keep them moving. “We are committed to looking for ways to make our stores even safer for our customers and associates this holiday season,” said David Tovar, a spokesman for Wal-Mart, adding that the retailer was “confident our customers can look forward to a safe and enjoyable shopping experience at Wal-Mart.” Aggressive shoppers are common the day after Thanksgiving. So crowd-control plans, which vary by retailer, are critical. And they are especially important now, given the economy. Newly frugal consumers want more for less, and stores plan to drum up sales with stunning deals. Swiss regulators scaled back plans to curtail banker bonuses, saying their proposals would apply only to the country’s 12 largest banks and

insurers following complaints the rules would harm smaller companies. Bonuses for senior employees at seven banks, including UBS and Credit Suisse Group, and five insurers should be deferred for three years and may be reduced if losses occur after they are awarded, the Swiss Financial Market Supervisory Authority said in a statement on Wednesday. The agency in June had proposed rules targeting hundreds of companies in the country. Regulators around the globe have sought to rein in compensation levels after banker bonuses were blamed for increasing risks that led to the financial crisis. The UK Financial Services Authority set rules for about 26 British banks in August, including provisions on deferred bonuses. “You normally have compensation schemes that go across the board,” said Eric Stupp, a lawyer at Baer & Karrer in Zurich. “You don’t have one for the Swiss bank and one for the securities dealer in the UK and one in New York. These rules may make perfect sense on a stand-alone basis, but the interaction of various rules can create a lot of headaches.” Compensation should be based on the institution’s economic performance, taking into account the costs of related risks, Bern-based Finma said on its Web site. The rules don’t cap pay or bonuses for the 200,000 workers in the Swiss financial industry. Finma limited the scope of its rules after they were criticised by the Swiss banking association for being too broad and too deep. The Swiss regulator said the changes to the final proposal were minor. “Despite many critical reactions,” the rules remain “essentially in line with the consultation draft” issued in June, Finma said in the statement. “However, a few material changes have been made.” The Swiss regulator’s framework will be mandatory only for the 12 companies that are required to hold more than 2 billion Swiss francs ($1.99 billion) in equity capital. The Swiss banking association said that the final version of the rules reflects the group’s major complaints. “Fewer banks have to follow these new rules,” said Thomas Sutter, spokesman for the banking association. “One of our most important criticisms was that the rules differentiate between small and large banks.” Pledges by the leaders of the Group of 20 nations to implement compensation standards that would end excessive risk- taking when they met in Pittsburgh in September haven’t led to uniform proposals. Unlike the Financial Stability Board’s compensation principles, Finma doesn’t specify what proportion of an employee’s reward should be deferred or linked to shares. French finance minister Christine Lagarde has said she’s concerned about the way the US Federal Reserve is addressing the issue of compensation. The three biggest US banks that repaid government money are set to increase bonuses by 60% this year.

Ford Motor Co posted its best October sales and market share in a dozen years

Ford Motor Co posted its best October sales and market share in a dozen years in its main 19 European markets on Wednesday, but warned that

European countries and the EU needed to take further action to bolster auto demand in the region next year. Ford said sales rose 12.8 per cent in October for its main 19 European markets, outstripping a 6.8 per cent gain for the industry overall that has been supported by programs that provide incentives to trade older vehicles for newer cars. The so-called scrappage programs across several European countries are similar to the US government's "cash for clunkers" program that boosted US sales in July and August and are winding down. Automakers are watching closely to see the impact on sales after the programs conclude because of the potential for a steep drop-off in demand. Ford has forecast 2010 industry sales in its main 19 European markets of 13 million to 14.5 million vehicles, or down about 2 million from this year. The automaker's full 2009 sales forecast for the region is 15.7 million vehicles. The automaker, which posted a third-quarter profit of nearly $1 billion that surprised Wall Street analysts last week, said sales rose 12.8 per cent to 121,000 vehicles in October for its main 19 nation European region. Ford's share of the region rose 0.5 percentage points to 8.8 per cent. Ford shares were up 9 cents at $8.33 at midday on the New York Stock Exchange.The ongoing tariff war amongst mobile operators in India over the past three months, which has had a major impact on both the profits and

revenues of the telecoms sector, has resulted in Bharti Airtel being replaced by Indonesia’s Telkomsel as the largest contributor to Singapore Telecommunications’ (SingTel) profits for the first time in atleast eight quarters. These figures were released on Wednesday, a day before SingTel is due to invest Rs 240 crore as part of a Rs 3000 crore three-instalment investment which will see its holding in the Indian company rise by 1.52% over the next 18 months. SingTel is Bharti Airtlel’s single largest shareholder which directly and through holding company Bharti Telecom, holds about 30.5% stake in the company. It was involved in Bharti’s bid to forge a partnership with South African telco MTN and was slated to part fund the deal by investing $3-4 billion in the company, though there is no official confirmation of these figures. Analysts believe Bharti Airtel will remain a top player that contributes to SingTel’s bottomlines. “India is extremely important to SingTel and the proof is that it is increasing its stake in Bharti,” said Jigar Shah, who heads research for the Indian operations of Singapore-based KIM ENG Securities. “The fact the Bharti’s profits may be under pressure for a quarter or two, does not dilute its importance in the SingTel portfolio,” Mr Shah added. The Singapore-based communications major holds significant stake in six telecom companies -- Bharti Airtel, Telkomsel, Thailand's Advanced Info Service, Pakistan's Warid Telecom, the Philippines' Globe Telecom and Pacific Bangladesh Telecom. So far, the Indian operator was the largest contributor to SingTel’s kitty. In addition to being edged out by Telkomsel, Bharti’s contribution to SingTel’s profits has also come down on a sequential basis. For the quarter ended September 09, Bharti’s contribution to the Singtel’s bottom line was S$236 million when compared to S$272 million in the corresponding quarter (June 09). In the same period, Telkomsel’s contribution increased to S$252 in September 09 as against S$245 in June 09. Ironically, Bharti’s share towards SingTel’s profits have come down despite the Indian telco adding twice the number of customers, as that of Telkomsel during the last quarter. At the same time, a fourth of SingTel’s profits for the period-ended September 09 have come from India. Again, on a year-on-year basis, Bharti’s contribution to SingTel’s profits was up by a little over 26%. ‘The fact that Telkomsel has contributed more this quarter has to be seen in context. In the long run, India offers far more growth potential, its market size is far greater than Indonesia and margins here may be much higher. When you look at the relevance of the Indian market, a single quarter’s figures are irrelevant." added Mr Shah.

Robust growth in profits despite modest rise in revenues characterised

September 2009. The analysis of aggregate results of leading 18 pharma companies reveals an 83% Y-o-Y rise in net profit, while net sales grew at a modest rate of 10%. Savings on raw materials, cost management, and absence of forex losses have primarily resulted in doubling of profits over the previous year. This has also led to expansion of operating and net profit margins. The growth in revenues has been lowest ever, as some leading companies like Ranbaxy and Sun Pharma reported flat growth, as their revenues from the US business have been affected due to the regulatory actions by US FDA. The sector has managed to log a robust Y-o-Y performance in terms of profits for the quarter ended September 2009 when compared to the performance in the preceding quarters. However, a disappointing sign is that the aggregate revenue growth of pharma companies has been on a steady decline since past four preceding quarters. Among leading companies, Dr Reddy’s Labs (DRL) and Cipla posted robust jump in earnings. DRL, Sun Pharma and Ranbaxy pleased the Street posting betterthan-expected results. DRL and Ranbaxy have started showing signs of stability. However, in case of Ranbaxy, pending issues with US FDA still keep its future performance uncertain. Among mid-sized companies, Lupin and Cadila Healthcare reported good numbers — continuing the momentum in their earnings growth. Among players in the contract research and manufacturing services business (CRAMS), almost all players reported disappointed results. Jubilant Organsys, the largest CRAMS player, reported flat sales on account of poor performance of its chemical business. Dishman Pharma, Divi’s Laboratories and Piramal Healthcare have witnessed a hit on their revenues on account of poor performance in their CRAMS business. For many companies, subdued growth in revenues from the US has been compensated, to an extent, by growth registered in emerging markets of Eastern Europe , LatAm and CIS countries. Companies like Ranbaxy, Piramal Healthcare and Cipla have also gained from good growth shown by the over-the-counter branded consumer healthcare products in the domestic market. Savings on raw material costs due to high base year effect will vanish from the current quarter onwards. This will remove the extra growth in profits commanded by companies during last few quarters. Going forward, recovery in the business conditions in the US, stance of the US FDA towards compliance related issues and company’s product pipeline are the factors to watch out for. Mr Kanchan notes the argument that premiums will rise due to increase in time remaining for options to expire, owing to higher trading hours, also does not hold water. “Premium pricing is based on number of days, not hours,” he added. A fund manager, who helps manage a derivatives scheme for a private mutual fund, said, “ IVs are not a function of market timing, but factors such as market direction and dollar-rupee movement... Even during sun outage (when market closes at 4:10), there is no jump in IVs.”

HSBC forecast that emerging markets will spearhead the economic recovery on Tuesday

HSBC forecast that emerging markets will spearhead the economic recovery on Tuesday as the world banking giant said its third-quarter

profits were "significantly" higher compared with a year earlier. In an HSBC trading update, group chief executive Michael Geoghegan said that emerging markets would "drive the global recovery." In an eventful day for Britain's banking sector, Barclays bank also posted a drop in earnings and state-controlled lender Lloyds Banking Group (LBG) said it planned to cut 5,000 more jobs. "Banking issues are dominating traders' thoughts today," said IG Index chief market strategist David Jones. Britain's banking sector has suffered massively in the wake of the financial crisis, forcing the government to pump billion of pounds into major lenders such as Royal Bank of Scotland, LBG and Northern Rock. But HSBC and Barclays have avoided the clutches of the state -- the former by raising billions of pounds on the stock market and the latter by securing large investment from Gulf nations. HSBC, Europe's biggest bank, reported that underlying quarterly pre-tax profit was "significantly ahead" of figures a year earlier, saying the global economy was over its "biggest jolt." HSBC also said that its expenses linked to loan defaults fell to the lowest quarterly level for more than a year. "Pre-tax profit for the third quarter of 2009 was significantly ahead of the third quarter 2008," HSBC said in a statement that did not provide figures. Geoghegan added: "Driven by stabilised credit performance in the US, loan impairment charges have fallen to their lowest quarterly level for over a year." Stripping out debt costs however, HSBC said third-quarter profits were lower compared with a year earlier. "I believe that the biggest jolt has now passed through the global economy," Geoghegan said. "But it is too early to claim victory, especially while unemployment is still rising in the West. "The world will likely experience a two-speed recovery and emerging markets currently offer the brightest prospects for growth. Indeed, it now seems clear that they will drive the global recovery." Geoghegan added that in Asia, HSBC has been "encouraged by renewed activity" in equity markets and increased demand for wealth management products. "In Hong Kong, we increased commercial lending and maintained our leading position in mortgage lending," he also said. HSBC in September announced plans to move Geoghegan to Hong Kong from London as the "centre of economic gravity" shifts from West to East. HSBC, founded in Hong Kong and Shanghai in 1865, will remain headquartered in London and regulated by Britain but Geoghegan will relocate in February to be nearer the group's "largest and most important region" of operation. Barclays meanwhile on Tuesday reported sharp falls in third-quarter net profits as the banking group's bad debts soared. Barclays said profit after tax slumped 54 percent to 1.075 billion pounds in the three months to September 30 compared with the outcome for the third quarter in 2008. Net profits slumped 29 percent to 2.73 billion pounds in the first nine months of the year. Barclays said bad debt charges surged 63 percent to 1.4 billion pounds in the third quarter and by 65 percent to 6.2 billion pounds in the first nine months. Shrugging off the falls in profit, Barclays' chief executive John Varley said the group had "maintained strong income momentum in the third quarter," particularly at its investment banking arm Barclays Capital. Barclays last year won a seven-billion-pound capital injection largely backed by Abu Dhabi and Qatar, as it survived the credit crunch without government aid. But Abu Dhabi has since sold most of its holding. In addition, Qatar's sovereign wealth fund, the Qatar Investment Authority, recent trimmed its Barclays stake. Market regulator Securities and Exchange Board of India’s (Sebi) latest decision to mandate disclosure of balance sheets by companies on a

half-yearly basis is being viewed as a precursor for listed entities to mandatorily disclose their cash flow statements, a person familiar with the development told ET. Auditors say the move will improve transparency by giving investors a better picture of the financial health of the company. The two half-yearly balance sheets may not be exhaustive compared to the one provided to the investors at the end of the year. But using the two balance sheets, an investor will be able to work out the cash flow details of the company. Post the accounting fraud at Satyam Computer Services, the markets regulator has been tightening disclosure norms on a continuous basis so as to prevent or, at least, minimise the recurrence of such incidents. The Rs 7,000-crore fraud at Satyam came to light only after its former chairman B Ramalinga Raju admitted to cooking up the company’s accounts over a seven-year period, underscoring the negligence on the part of the internal auditors and external agencies. For half-yearly disclosures, companies need to provide the bourses with information about the credit rating on various instruments, asset cover available, debt-equity ratio, the previous due date for payments of interest or principal and the next due date. The information — which is to be mandatorily sent within a month from the end of the half-year period — will also mention whether the company had made payments on the interest/principal. Financial experts have welcomed the new Sebi rule seeking disclosure on the solvency position of listed entities to the shareholders saying that it will provide valuable information to the market. “In the past, disclosure of results provided information on the performance of a company but that could have come by taking an aggressive and risky position on the balance sheet,” said Dolphy D’Souza, a partner at Ernst & Young. “Now the investor will have a picture of the company’s performance and its liquidity and financial position also.”

We care a great deal about the quality of the ODP

The Open Directory Project is a web directory of Internet resources. A web directory is something akin to a huge reference library. The directory is hierarchically arranged by subject - from broad to specific. The ODP is maintained by community editors who evaluate sites for inclusion in the directory. They are our experts, and all submissions are subject to editor evaluation.
We care a great deal about the quality of the ODP. We aren't a search engine and pride ourselves on being highly selective. We don't accept all sites, so please don't take it personally should your site not be accepted. Our goal is to make the directory as useful as possible for our users, not to have the directory include all (or even most) of the sites that could possibly be listed or serve as a promotional tool for the entities listed.
To keep the ODP running smoothly and to assist us in exercising our editorial discretion, we have set up policies for submitting sites for our consideration. We may reject, delete, or edit submissions that violate these policies or that we otherwise believe, in our sole discretion, should not be included in the directory. We may also reject, delete, or block other sites that we believe to be associated with a user who has violated these policies.
You should take a few moments to understand these policies and the steps to submit a site before you begin. Failure to understand and follow these instructions generally will result in the rejection of a submission.

We care a great deal about the quality of the ODP

The Open Directory Project is a web directory of Internet resources. A web directory is something akin to a huge reference library. The directory is hierarchically arranged by subject - from broad to specific. The ODP is maintained by community editors who evaluate sites for inclusion in the directory. They are our experts, and all submissions are subject to editor evaluation.
We care a great deal about the quality of the ODP. We aren't a search engine and pride ourselves on being highly selective. We don't accept all sites, so please don't take it personally should your site not be accepted. Our goal is to make the directory as useful as possible for our users, not to have the directory include all (or even most) of the sites that could possibly be listed or serve as a promotional tool for the entities listed.
To keep the ODP running smoothly and to assist us in exercising our editorial discretion, we have set up policies for submitting sites for our consideration. We may reject, delete, or edit submissions that violate these policies or that we otherwise believe, in our sole discretion, should not be included in the directory. We may also reject, delete, or block other sites that we believe to be associated with a user who has violated these policies.
You should take a few moments to understand these policies and the steps to submit a site before you begin. Failure to understand and follow these instructions generally will result in the rejection of a submission.

What should I do to improve my SAP job prospects

Are you going to teach 130+ hrs? Do we really need these many hours to learn SAP BW 7.0 & BO 3.1 ? It takes 130+ hours to deliver my lecture for BW & BO, this is apart from you practice sessions, your assignments you do, study material, reference material...The course is very comprehensive, detail oriented, and we discuss a lot of project scenarios. So it needs these many hours. Unless you get this detail & advanced knowledge you cannot crack your technical interview for your job. If you are trying to learn BW in 50-60 hrs, and hoping to get a job, you are wasting your time, energy & money. I would rather say, do something better. YOU CANNOT MASTER THIS SAP BW & BO IN FEW WEEKS. IT TAKES 3-4 MONTHS FOR YOU TO GET A GOOD HANDLE ON THE SUBJECT, TO EXECUTE A PROJECT OR TO HANDLE AN INTERVIEW SUCCESSFULLY. ASSUMING, YOU PUT IN THE REQUIRED EFFORT IN THE RIGHT DIRECTION.
How long will it take me to get my first SAP Project? From my previous batch students, it will take upto 2 months after the course completion. This will depend upon how strong you are with the subject, how well you perform in the interview, your flexibility to travel, your legal status (H1/Greencard/Citizens).
In this downturn of economy, what is the prospect of an SAP BW BO job after the training? I can't speak for every module in SAP. But for SAP BW BO, Dec 2008 - Mar 2008 was horrible! April-May was luke warm, June onwards I would say it’s good, if you have the right skills. I saw good # of requirements from June. Things are turning good. But again, it’s the skills & technical competency that fetch you job.
I know an SAP BW consultant, who is in bench for 2 months. Is the BW job prospects bad ? You will always find some consultants on bench no matter what. Just because someone is working in SAP BW for 3 yrs does not mean he is competent or skilled in BW. In SAP BW, one has to keep himself proactively updating the latest developments & updating his knowledge. You have to keep running to stay where you are at. I think this applies for most things in technology. I feel that skilled consultants are always in demand. Especially in a fragile economic situation like this, you got to keep yourself equipped with good skills.
What should I do to improve my SAP job prospects? DIVERSIFY. If you are an SAP BW consultant, you need to broaden your horizon. I strongly recommend learning BO, ABAP, EP, Visual Composer. The more related skill set you have, you will always have more positions to target. Even from client perspective, instead of hiring 2-3 consultants for BW & BO, ABAP, he will prefer to hire just one consultant to do all jobs, and even pay more. That’s the strategy!
What is the success rate (students working SAP BW BO) after they get trained from you? My usual class size is 5-8 members. I observe 4-7 students getting into job within 1-3 months of course completion.
What is the approx billing rate for SAP BW/BI? I would say what you may get would be in the range 75 $/hr – 130 $/hr. If you heard of that someone is getting 250$ /hr, I would say that’s NOT true or that may be an exception. Usually the client pays from 100$ - 250$ depending on the position/requirement. You may NOT get the entire billing, as you will have multiple companies that take their commission. Some clients pay your project expenses (Hotel, Air fare, rental car, food, Gas). If you are looking for a permanent (1) position 2-4 Yrs salary will be 90-110k (2) 4+ Years salary will be 105-130K, and other benefits. Don’t get lured by the $$$. It takes a significant focused effort to get there. Nothing comes easy!
What are the prerequisites to learn SAP BW/BI? Unlike other modules in SAP like FICO, HR, SD where you need functional/industry exposure, BW/BI does not have any big prerequisites. If you know what a database is, what a table is, you are good. If you know any programming language, you can easily learn ABAP.
Why do I see Visual Composer / ABAP / Portals in course curriculum, for a BW class? Simple! You will have more jobs that you can apply. You will be able to demand more billing. And you will be retained for longer terms, than your peers.
How many of your previous students are certified, after the training? In a class of 5-8 members, 4-7 students get certification. I strongly recommend every SAP aspirants/student to complete the certification after the course. It has a good reputation for your knowledge and skills.
Why do I need to attend classes for SAP or why can’t I read and learn SAP from books? SAP is not just clicking few buttons, browsing through the screens & talking to the customer. Its far far far beyond it. You need to know what goes behind the screens, you need to know the best practices, how the product works, how it can be molded to clients requirements. It’s a skill. To learn & master it, it takes patience, persistence & perseverance. But believe it, it pays. So you need someone that can guide you through the complete process. A good instructor can get you great start, on a successful SAP career.
Do you provide any support in my first project? If you attentive in the class, do all assignments & projects, you will be able to do 98% of your project work without anyone’s help. Beyond it I can always help you during the initial phase (2 months)
How long will you provide the SAP access, How will I learn/practice after that? You will receive SAP Server remote access for 4 months from day one of the class. You will need this much time for you to practice and make yourself comfortable with SAP. I do not own any server, I buy the server access from licensed SAP access provider.
What makes your training so special? I have been helping people from various backgrounds (students, software professionals, housewives) for the past 4 years to get into SAP. I know what it takes to get a job in SAP. I keep updating & improving my course contents every class. I bring in the live project scenarios to help participants envision the project circumstance. The course is geared with TWO objectives (1) a career in SAP (2) SAP Certification. Most of my current students are referrals & word-of-mouth. OK I’m not trying to brag here, just taking the credit for my effort. PLEASE NOTE, THIS COURSE IS AN INDUVIDUAL OFFERED COURSE, NOT THRU ANY CONSULTING FIRM. I DO NOT PROMISE ANY JOB OFFER, ACCOMODATION, H1 SPONSOR... YOU GET THE SKILLS OUT OF THE COURSE. Contact Info sapposting gmail.com Phone: (917) 470-9421 Best time(EST) to reach me: Mon-Fri: 5:00 PM - 11:59 PM (EST) & SAT-SUN: 7:30 AM - 11:59 PM (EST)
Contact Details

Familiarize yourself with the certification requirement

Are you looking forward to become a Project Manager? Do you need to get PMP certified? Call us now. JJ Infovision Inc. conducts PMP certification training on a regular basis by PMI certified Project Manager. This 5 Weekends Prep Course is an intense, fun, energized, and effective course that provides all of the knowledge you need to pass the 4th Edition PMP or CAPM Exam. The course is based on and completely covers the PMBOK® Guide 4th edition by utilizing the complete PPM Exam Prep Bundle. This course offered in classroom setting with maximum interaction with the tutor. Your PMP application must be completed, submitted, and approved in order to schedule the exam after the training. This Course Covers all 9 knowledge areas across 5 process groups. If you are serious about getting PMP Certified please contact us immediately. What is Included: 35 hours PDU PMP Exam Prep Course Book • PPM Exam Prep Quick Reference Study Guide (“Memory map”) • Hundreds of PMP 4th Edition exam style questions • Calculator, pens, pencils, highlighters Course Preparation : In order to get the most benefit from the PMP/CAPM Prep Camp, PPM recommends the following: Familiarize yourself with the certification requirements on the PMI website Based on your experience, determine the most appropriate certification path (PMP or CAPM) We can help you to complete your application and offer suggestions on the best time-line to take your course. If you would like to meet the 35 hour education requirement prior to taking the Prep Camp, PPM can assist you with that as well. It’s that easy! No pre-work is required – you will learn everything in class. Class starts on : Nov 14 (Sat) in Dallas, TX Our curriculum covers all nine (9) PMBOK areas: - Project Integration Management - Project Scope Management - Project Time Management - Project Cost Management - Project Quality Management - Project Human Resource Management - Project Communication Management - Project Risk Management - Project Procurement Management - And the section on professional responsibility that is covered on the actual exam Plus Many Take home Mock tests. Training Days From 9.00 am to 1.00 pm. email : trainingjjinfovision.com

2001 Toyota Land Cruiser $15900

2001 Toyota Land Cruiser $15900
Many photos and details of this Toyota Land Cruiser here: http://www.digi-go.biz/vwi1aaa/2001-Toyota-Land-Cruiser.html This vehicle is located in Dallas, TX 75229. NAVIGATION SYSTEM,3RD ROW REAR SEAT,ROOF RACK,City 13/hwy 16 (4.7L engine/4-speed auto trans),Pwr tilt/slide moonroof w/one-touch operation,Color-keyed front/rear bumpers,Fender flares w/integral front & rear mudguards,Chrome grille,Color-keyed body-side molding,Aerodynamic multi-reflector halogen headlamps w/Automatic Light Control system,Daytime running lamps,Integrated fog lamps,Dual color-keyed heated pwr outside mirrors,Privacy glass,Variable intermittent front/rear windshield wipers,5-passenger seating capacity,10-way driver/8-way passenger heated pwr leather front bucket seats w/driver pwr lumbar,Rear leather 60/40 split bench seat w/fold-down center armrest,Overhead console-inc: (3) storage boxes, eyeglass/garage opener compartment,Center console-inc: front/rear cup holders, 12-volt pwr outlet,Full carpeting,Leather-wrapped steering wheel/shift lever,Tilt steering column,Gauges-inc: tachometer, speedometer, odometer, dual tripmeters, voltmeter, fuel level, coolant temp, oil pressure, outside temp,Warning lights-inc: seatbelt, low fuel level, door-ajar, tailgate, airbag,,Pwr windows-inc: one-touch up/down, jam protection,Pwr door locks,Multi-function remote keyless entry system,Cruise control,Anti-theft system w/engine immobilizer,Remote hood/fuel-filler door releases,Rear window defogger,Front/rear heater,Auto climate control air conditioning w/air filter,3-in-1 sound system-inc: AM/FM stereo w/cassette, 6-disc in-dash compact disc changer, 7-speakers, diversity reception,Digital clock,Pwr antenna,Aux 12-volt pwr outlet in rear console,6 cup holders,Synthetic leather door trim,Front/rear door storage pockets,Front seatback storage pockets,Dual illuminated visor vanity mirrors,4.7L DOHC EFI 32-valve V8 engine,4-speed electronically-controlled automatic transmission w/OD, 2nd gear start capability,4.30 axle ratio,Locking rear differential,Full-time four wheel drive w/locking center viscous-type differential,2-speed transfer case,Fuel tank/transfer case skid plates,6860# GVWR/1745# maximum payload,Front/rear tow hooks,4-wheel traction control,Vehicle skid control (VSC),Independent double wishbone front suspension w/torsion bar springs,4-link coil-spring rear suspension,Front/rear stabilizer bars,P275/70R16 mud & snow SBR BSW tires,16 aluminum alloy wheels,Full-size spare tire,Underbody spare tire carrier,Pwr rack & pinion steering,Pwr front/rear ventilated disc brakes w/hydraulic brake booster,4-wheel anti-lock brake system,Brake assist system w/electronic brake distribution,25.4 gallon fuel tank,4-wheel anti-lock brake system,Driver/front passenger airbag supplemental restraint system,3-point adjustable seat belts at all positions,Front seatbelt pretensioners/force limiters,Child protector rear door locks,Side door impact beams,4-wheel traction control,Vehicle skid control (VSC),Daytime running lamps. Asking $15900
Posted: 26 Jun 2008, 18:02 GMT

Notes The minimum paypoint must be met at least

If your new sub-agent is willing to commit to produce monthly sales revenue of $10,000.00 or more as of the end of their first year with Gullickson Incorporated; they will start at the $50,000.00 per month commission level of 10% to 15%. As will be discussed below, there may be times when residual commissions are paid at levels outside of the 6% to 12% range (these may be paid at higher or lower levels depending on the product or service). 2. Qualified Rep Bonus (QRB): Every time an Independent Rep (IR) becomes a Qualified Rep (QR) $50 is paid to their QR sponsor and $10 is paid to the upline QR's through 6 levels. These bonus payments are dependent on the upline QR's maintaining the minimum requirement in monthly sales revenue for their position. 3. Promotion Bonus (PB): Every time a QR promotes to AR by personally sponsoring 5 QRs (thus earning $250), a total of $500 is paid incrementally to the upline of the newly promoted AR (i.e, his or her AR, RR, NR, and GR). As in all bonus payments, in order to receive the bonus payment, all of the receiving parties must meet the requirements required for their position in monthly sales revenue. 4. Generational Override (GO): On most services which pay residual monthly commissions, generational override commissions of up to 4% are paid on the monthly sales revenue of the sub-agents below the sixth level in an agent's AR, RR, NR, and GR coded organizations as long as the agent meets the requirements for receiving commission in '3' above. This includes the requirement of maintaining a minimum level of monthly sales revenue required for their position. This commission (GO) is paid to unlimited levels. Your base commission on residual earning products and services is generally 6% of the monthly sales revenue generated. These commissions will increase to as high as 12% based on your monthly sales revenue. If you personally sign up an agent, they will also receive a 6% commission on their own monthly sales revenue, and you will receive 1% override on their monthly sales revenue. You will receive 1% on each of your "downline" agents through six levels provided you maintain at least the minimum requirement for your position in monthly sales revenue and add at least one new residual paying customer every 12 months. When agents reach $5000 in personal monthly sales revenue, their commission increases to 7 to 12% and the 1% override commissions are then paid out to 5 levels of their upline (instead of 6). At $10,000 monthly sales revenue, their commission increases to 8 to 13% and the overrides are paid to 4 levels of upline. At $25,000 monthly sales revenue, their commission increases to 9 to14%, and the overrides are paid to 3 levels of upline. At $50,000 monthly sales revenue, the commission increases to 10 to15%, and overrides are paid to 2 levels of upline. At $75,000 monthly sales revenue, the commission increases to 11 to16%, and overrides are paid to 1 level of upline. At $100,000 monthly sales revenue, the commission increases to 12 to17%, and overrides are still paid to 1 level of upline. Override on the Different Levels The compensation plan is based on Gullickson Incorporated receiving a level of compensation from each vendor that supports the commission plan as described. To remain competitive, it may become necessary to add vendors that do not pay commissions to Gullickson Incorporated that allow Gullickson Incorporated to support the commission plan as described. In the event that such vendors are added, the commission plan will be "scaled" to allow the agents to earn a fair commission while allowing Gullickson Incorporated to retain a commensurate level of paid commissions. At the time that such products or services are introduced, a notice shall be provided to the agents via email or postings to the agents secured back-office website. From time to time compensation from existing vendors may require such "scaling" to allow Gullickson Incorporated to continue to administer the compensation plan in a fair and profitable manner. In the event that changes must be made to the existing plan, a notice shall be provided to each agent via email or postings to the agent back-office website. It should be noted that this scaling might result in both increased as well as decreased commissions. As discussed above, residual and bonus payment are only paid upon an agent meeting a minimum requirement for monthly sales revenue for their position. The term "monthly sales revenue" as used herein means money Gullickson Incorporated receives from vendors based on paid customer usage. An agent meeting the minimum production requirement must have also accrued $50 in commission payments in order to have a commission check issued. If the agent's accrued commission does not meet the $50 minimum, the agent will continue to accrue commissions until the $50 minimum is met. At that point, on the next commission pay date, a check for all commissions and bonuses will be paid. In the event that an agent does not meet the requisite minimum for monthly sales revenue, the agent will lose any commission accrual for that month - which includes all Promotions Bonuses, QR Bonuses, and Residual Overrides. Here is a summary of the monthly sales revenue requirements (Pay Point) of each promoted position: Rank Requirements Independent Rep: $100/month individual sales volume Qualified Rep: $100/month individual sales volume Area Rep: $100/month individual sales volume Regional Rep: $200/month individual sales volume National Rep: $300/month individual sales volume Global Rep: $500/month individual sales volume As discussed earlier, Independent Agents who join at the advanced 10-15% level will be required to meet a $10,000 individual monthly sales revenue requirement. Gullickson Incorporated reserves the right to terminate the agency of any agent who has failed to accrue any commissions for a 12-month period. Any agent terminated due to 12-months of inactivity will forfeit any claim to previously accrued commissions. Six-Month Exemption Understanding that it can take a few months to generate sales and begin earning commission, the plan has a six-month exemption from the corresponding minimum monthly sales revenue requirement, or Pay Point. During this period, any and all promotion bonuses or other earnings will be paid (assuming the total check amount exceeds $50.) After the six-month ramp-up period, the appropriate monthly sales revenue requirement will go into effect. Notes The minimum paypoint must be met at least once every 180 days in order to continue accruing commissions, bonuses and generational overrides. Certain Gullickson Incorporated in-house services pay a minimum of 11% with a maximum of 17% (5 points more than standard residual commissions). Step 1 - Become a Qualified Rep (QR) Eligible for Bonuses To become a Qualified Representative (QR) an IR may either purchase the Gullickson Incorporated Professional Business Card Package or achieve $5000,00 in total personal monthly sales revenue. Now, as a QR, you will receive a QR Bonus (QRB) of $50 for every level 1 QR you personally recruit and $10 for every QR developed in your levels 2 through 6. To become eligible for Residuals after your first six months in the program, simply meet the minimum monthly sales revenue requirement and add at least one new paying customer each 12 months. Now, you will receive 6% to11% Residual commission each month on your own monthly sales revenue (increasing up to 12% to17% as your personal sales revenue increases) AND 1% Override Residuals on the monthly sales revenue of your downline agents through 6 levels (except as noted above for those products that require "scaling" of commissions, either up or down). Step 2 - Personally Sponsor 5 Qualified Reps to Become AR Once you are a Qualified Representative (QR), simply sponsor additional QR's so you can start receiving Promotion Bonuses. After YOU personally sponsor just 5 QR's, you will receive $250 ($50 per QR) and automatically promote to Cognigen's first leadership position of Area Representative (AR). Bonus payment is dependent on your maintaining the $100 minimum monthly sales revenue requirement at the time bonus is earned. By duplicating this simple strategy, you can build a significant income with Gullickson Incorporated. Now, as an Area Representative (AR), simply sponsor a NEW agent and help them become an AR in the same manner as you did. You will receive $200 paid out incrementally for every person that does so. In addition to the 1% override commissions paid through 6 levels, you will also receive a Generational Override of 1% for every agent in your AR organization from level 7 and below. Bonuses and Generational Overrides are paid to unlimited levels! How to Promote to Regional Representative To promote toGullickson Incorporated's next leadership position of Regional Representative (RR), you must develop 2 ARs anywhere in your AR organization, as in the example below. Once you promote to Regional Representative (RR), simply sponsor a NEW agent into your RR organization and help them start building their organization. Show them how to become a QR and then help them recruit 5 QR's so they can promote to AR in the same manner as you did. You will receive up to $300 paid out incrementally for every person that becomes an AR in your RR organization. In addition to override commissions paid through 6 levels, you will also receive a Generational Override of up to 2% for every agent in your RR organization from level 7 and below. Bonus payment is dependent on your meeting the $200 minimum monthly sales revenue requirement during the month in which the bonus is earned. How to promote to National Representative (NR) To promote to Gullickson Incorporated's next leadership position of National Representative (NR), you must develop 2 RRs anywhere in your RR organization. Once you promote to National Representative (NR), simply sponsor a NEW agent into your NR organization and help them start building their organization. Show them how to become a QR and then help them recruit 5 QR's so they can promote to AR in the same manner as you did. You will receive up to $400 paid out incrementally for every person that becomes an AR in your NR organization. In addition to override commissions paid through 6 levels, you will also receive a Generational Override of up to 3% for every agent in your NR organization from level 7 and below. Bonus payment is dependent on your meeting the $300 minimum monthly sales revenue requirement during the month in which the bonus is earned. How to promote to Global Representative (GR) To promote to Gullickson Incorporated's next leadership position of Global Representative (GR), you must develop 2 NRs anywhere in your NR organization and meet a minimum requirement of $500 in monthly sales revenue. As a Global Representative (GR), simply sponsor a NEW agent into your GR organization and help them start building their organization. Show them how to become a QR and then help them recruit 5 QR's so they can promote to AR in the same manner as you did. You will receive up to $500 paid out incrementally for every person that becomes an AR in your GR organization. In addition to override commissions paid through 6 levels, you will also receive a Generational Override of up to 4% for every agent in your GR organization from level 7 and below. Bonus payment is dependent on your meeting the $500 minimum monthly sales revenue requirement for the month in which the bonus is earned. How are Promotion Bonuses Paid Incrementally? After you become a QR and begin personally sponsoring QRs into your organization, a total sponsoring bonus of $250 ($50 per QR) is paid to you and $500 in promotion bonuses are paid incrementally to your upline when you become an AR. These promotion bonuses are paid to your AR, RR, NR, and GR in the following fashion. As YOU promote within the Gullickson Incorporated system, these bonuses will be paid to YOU! As is always the case, all bonus payments are dependent on your meeting the minimum monthly sales revenue requirement appropriate for your position. How are Commissions Paid on Non-Residual Services? You will receive the following commissions on all monthly sales revenue from your personal sales. Payment of this commission is contingent upon you meeting the minimum monthly sales revenue requirement once you have reached month 6 in the program.

Online Business Opportunity Home-Based

Online Business Opportunity Home-Based
Whether you are an experienced telecom salesperson or you are looking for the right home-based business to augment your current income, Gullickson Incorporated, established in 1995, is the perfect Free opportunity for you because you can start building your business from the very beginning. Gullickson Incorporated offers a wide array of telecommunications and other products and services that people use every single day and we offer them at some of the lowest prices available. If you've tried other home-based business opportunities in the past, you'll find Gullickson Incorporated a refreshing alternative. No sales kits to buy, no inventory to buy…Gullickson Incorporated is FREE. Within seconds of signing up you'll be online with your FREE website too! Why Gullickson Incorporated? Available to anyone with a computer, Gullickson Incorporated uses our cutting edge technology and market presence to give you products and services that you can be proud to sell. But make no mistake, because Gullickson Incorporated is not a "pay for play" opportunity, to be successful, you must sell the great products we've provided. This fiscal year $4,570,835 was paid to agents! Our compensation plan is the most generous in the industry, and easy to understand. The more money you generate in sales, the higher commission percentage we'll pay you. You'll start out by earning 6-11%% commission on your own personal sales, with the ability to earn as high as a 17% commission! We'll also pay you a 1% override on any agent you refer to our program (through 6 levels) and up to 4% paid to unlimited depth for qualified agents. We also pay additional bonuses for sales of our Select Services! Click Here to view the Free opportunity compensation plan. The Gullickson Incorporated Free opportunity is open to anybody from any country. For your ZERO investment, you'll get a FREE website, FREE support, FREE training and much, much more. All you need to do is spend as much time as you care to invest in your new business and offer the products and services to your friends, family, local businesses and anyone else who has a desire to save money each and every day. And best of all…you get paid. As a new Independent Agent of Gullickson Incorporated, your primary focus should be on building a large customer base. After that has been accomplished, your second goal should be to duplicate those efforts by introducing others to the Gullickson Incorporated opportunity as your sub-agents. Obtaining Accounts Customer accounts are obtained primarily through the websites provided for you by Gullickson Incorporated. How they get to your website is something over which you, as an agent, have a great deal of control. Gullickson Incorporated has a number of tools that can be used to generate traffic to your website but, in order to be successful, you must also market your site and your services to generate traffic. This can be done through your family, your neighborhood, and your local business community, and/or through your own marketing efforts on the Internet. The main web address is http://LD.net/?yourgullicksonID. Customers entered into the system via your web pages will result in commissions to you. Sponsoring a Representative The act of sponsoring takes place when another individual signs up as a new agent of Gullickson Incorporated via your website. These individuals, and those that sign up under them, will be called your sub-agents and each starts as an Independent Rep (IR). There are four different ways to earn money: 1.Residuals: Residual commissions are paid monthly to all IRs on their own sales AND 1% Override Residuals (OR) are paid to all IRs on the sales of their "downline" through each of 6 levels provided they maintain at least $100 in monthly sales revenue and add at least one new Residual paying account every 12 months. In most cases, residual commissions can range from 6% to 12% depending on each IR's personal monthly sales revenue as follows: Total Monthly Billing Commission Paid $1 to $4,999 6 to 11% $5,000 to $9,999 7 to 12% $10,000 to $24,999 8 to 13% $25,000 to $49,999 9 to 14% $50,000 to $74,999 10 to 15% $75,000 to $99,999 11 to 16% $100,000 + 12 to 17%